Introduction: YES Bank has introduced a EMV Platinum Debit card which has been mainly designed for providing the best features and benefits to its cardholders. This debit card comes with improved limits of transactions for purchases on POS and cash withdrawals at ATM. It also gives access to the best airport lounges, a waiver on fuel surcharge, online transactions will be made easy, insurance for transactions related to the card and many more best of the cashless conveniences which are currently on offer will be brought to your fingertips.
A guide to YES Bank EMV Platinum Debit card benefits, features
Enhanced transaction limits
By making use of your YES Bank EMV Platinum Debit card, you will be able to enjoy improved purchase and cash withdrawal limits every day. Everyday purchase limit and withdrawal limit of cash from an ATM which is allowed on this debit card is an amount of Rs.1 lakh.
A waiver on fuel surcharge
You will be able to enjoy a waiver on all the purchases made on fuel by making use of this debit card. At any refuelling station present in India, you will receive an instant waiver on a surcharge of up to 2.5% on the purchases made on fuel.
This debit card has been designed mainly for international experiences and this is accepted globally at almost 1.2 million ATMs and more than 25 million merchant stores.
Quick cash access
This EMV Platinum Debit card will not only lets you have quick access to cash at almost 1 lakh ATMs located throughout India but also gives you a comfort of making purchases without cash at almost 8 Lakh POS terminals throughout India.
Online transactions made easy
By making use of your EMV Platinum Debit card, you will be able to make both offline and online purchases. Online purchases such as travel bookings, payments for grocery, payments of utility bills like electricity bill, telephone bills, water bills etc.
You may also like the HDFC Freedom Credit Card Benefits.
Access to Airport lounge
EMV Platinum Mastercard holders will be able to travel in style and comfort as they will be able to access a few of the best airport lounges located throughout India at the time of travel.
Transaction alerts on time
Yes bank will make it simple for you for keeping track of transactions related to your debit card by sending you notifications via SMS or email to your registered phone number or email address for all transactions that are carried out with your Debit card. Both the national and international transactions will be debited from your linked bank account directly in Indian Rupee for easy tracking.
Improved card security
For making sure that all the transactions made with your debit card are totally secure, this card provides Personal accident insurance which is worth an amount of Rs.15 lakh, purchase protection insurance cover which is worth an amount of Rs.25,000/-. Lost card liability protection which is worth an amount of Rs. 1 lakh and air accident death insurance cover which is worth an amount of Rs.25 lakh.
Rewards provided with YES Bank EMV Platinum Debit card
For all the customers of EMV Platinum Debit card, YES bank has come up with exciting deals and offers on several categories. Adding to this, cardholders will also be able to receive reward points for transactions which they carry out using their debit card. The reward points can be redeemed on a large range of attractive products and services.
YES Bank EMV Platinum Debit card Fees and charges
The customers of YES bank who wish to choose for an EMV debit card can be done very easily by visiting any branches of YES bank by getting in touch with their relationship manager. The fees and charges which are associated with this debit card are as follows
- Annual fee charged on this debit card is an amount of Rs.399/-.
- There is no fee charged for international withdrawal of cash and this has few conditions applied.
- There is no fee charged for balance enquiry for international transactions.
- Charges made for the regeneration of PIN is an amount of Rs.50/-.
- Charges made on transactions which are declined at ATMs due to insufficient funds is an amount of Rs.25/-.
- Charges made for replacement of card which is lost or stolen is an amount of Rs.149/-.
- Mark-up fee for cross-currency is 3%.