Introduction: If you are very eager and enthusiastic for shopping, then the First Citizen Citibank Titanium Credit card would be perfect for you. Any instant shopping decisions will now become a dependable friend which will only provide you with best deals which the world of shopping has to offer. You will be able to receive world-class privileges by making use of a First Citizen Titanium Credit card and limited saving on every purchase on retail made.
You will be required to have a First Citizen account with the bank for enjoying the exceptional privileges of membership, easy options of redemption, excellent rewards and good in-store deals and offers. This credit card will provide rewards at the stores of Shoppers Stop with easy and instant redemption, sales previews, privileges on parking and attractive packages on beauty and wellness.
First Citizen Citibank rewards Titanium credit card features
This Citi rewards credit card will provide you with value-added services such as instant loans, options of EMI on purchases made using a credit card above the amount of Rs.2,500/-, easy facilities of payment and options of balance transfer along with the plans of repayment.
- Citibank will give you excellent services of e-banking such as mobile banking, SMS banking, Internet banking and CitiPhone banking.
- CitiAlerts will help you in tracking the activity of your account with email and SMS alerts for free.
- The facility of SMS banking from CitiBank will provide account statements instantly, along with the details related to your credit card.
- You will be able to see your own online statements or receive your credit card statements through email.’
- Payment of credit card bills can be done by making use of CitiBank E-Pay, cash deposits at ATM, ECS, cheques or on the web portal of Citi Bank.
- Payment of utility bills like electricity bill, telephone bill can be made by making use of a First Citizen Titanium credit card and Citi Bank will also provide customer service for 24/7 to its credit cardholders.
- Citi bank will provide vouchers from Shoppers Stop as a part of the welcome benefit for the customers of Citibank Rewards Domestic Credit card. Vouchers from Shoppers stop which are worth an amount of Rs.250/- can be redeemed for purchases which are made in the first month of the issuance of cards. A minimum spends an amount of Rs.1,000/- is needed to redeem one voucher at Shoppers stop.
- Customers will also be able to redeem the vouchers of Shoppers Stop which are worth an amount of Rs.500/- at the official website of Shoppers Stop. when online purchases which are worth an amount of Rs.2,500/- or more are made.
- If you buy any product elsewhere within the 30 days of issuance of card and receive vouchers which are worth an amount of Rs.350/- for 500 numbers of reward points.
- Points which you receive on your First Citizen Citibank card are generally transferred to Shoppers Stop every month.
- You will be able to enjoy excellent promotional offers from Shoppers Stop and also special previews into sale events.
- Shoppers Stop will provide attractive payment counters with personalised services for the customers of Citibank.
- You will receive parking services at Shoppers Stop stores as a complimentary. You can visit the First Citizen Desks at Shoppers Stop to get more information about these services.
- Customers will be able to enjoy special deals on beauty and wellness packages at salons, spas and fitness centres throughout the country.
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First Citizen Citibank credit card Rewards points redemption
You can consider shopping by making use of your First Citizen Citibank Titanium Credit card and receive up to 7 reward points on in-store brands and other retail outlet brands at Shoppers Stop. The reward points which you earned using this credit card can be redeemed partially or in full at the time of purchase at the outlets of Shoppers Stop. You can also consider redeeming your First Citizen Citibank Shoppers Stop card redeem points on the online portal of Shoppers Stop.
Privileges offered by Citibank
Citibank will provide exclusive privileges to the cardholders of First Citizen Citibank Titanium Credit card with personal services of concierge for planning parties, reservations for dinings or any kind of assistance for your travels like booking tickets or hotel reservations. Customers will also be able to enjoy excellent dining discounts of up to 20% at top restaurants, privileges of shopping and options of EMI at almost 2,000 retail stores in India.
First Citizen Citibank rewards Titanium credit card fees and charges
- No annual fee will be charged on this credit card if your spends reach an amount of Rs.30,000 in a year. If the spends are less than Rs.30,000/-, then an amount of Rs.500/- will be charged as an annual fee.
- Rate of interest charged on this credit card is 3.25% per month.
- Fee for the cash advance is 2% of the amount which is withdrawn at ATMs in India and in the US, it would be 7.5%.
- Charges for late payment ranges between Rs.300/- and Rs.700/- based on the outstanding balance amount.
- No fees will be charged for a supplementary card.
- The feature of emergency replacement of card is available.