ICICI Contactless Credit Card Benefits, Features

ICICI Bank Coral Contactless Credit Card Benefits.

Introduction: By using the ICICI Bank HPCL Coral Visa Contactless Credit card, you will be able to save up to 3.5% on fuel transactions. You will also get a cashback of 2.5% and a waiver of 1% on surcharge. By using this credit card, you will be able to receive unlimited cash rewards and make payments of the bill quickly. You will get discounted movie tickets and enjoy excellent benefits using this credit card. Continue reading to know the Coral contactless credit card review.

A guide to ICICI Bank Coral Contactless Credit benefits and features

Below are the several promotional offers available for ICICI Bank Coral Contactless Credit card. Cardholders will be able to receive access to one domestic airport lounge and one railway lounge per quarter.

ICICI Bank Coral Contactless Credit Card Features.
ICICI Bank Coral Contactless Credit Card Features.

ICICI Bank Coral Contactless Credit card Benefits

  • Cardholders will be able to receive a 15% discount on the bills of dining.
  • If you spend a minimum amount of Rs.4,000/- per transaction at HPCL Petrol stations and receive a cashback of 2.5% and a waiver of 1% of the surcharge.
  • If you are booking airline tickets by making use of your ICICI Bank Coral Contactless Credit card, you will be able to enjoy visits to airport lounges as a complimentary.
  • You can purchase one movie ticket and receive one free ticket from the official website of BookMyShow.
  • Cardholders will be able to get up to 10,000 extra reward points every anniversary year.
  • On joining, you will receive a complimentary tie worth an amount of Rs.999/- from Provogue. This tie will be delivered to your doorstep within 30 working days.

ICICI Bank Coral Contactless Credit card features

  • You will be able to make secure and speed payments of the bill at almost 800 retail stores in cities like Gurgaon, Mumbai, Hyderabad with the built-in contactless technology of MasterCard.
  • You will receive 2X the cash rewards on supermarket purchases, dining, the monthly grocery of an amount of Rs.5,000/- and more.
  • By making use of this Chip and PIN security features, your credit card will be protected against duplication of card and counterfeiting.
  • You will be able to get unlimited rewards od cash through PAYBACK points. You will receive four PAYBACK points on each amount of Rs.100/- spent on grocery, dining and purchases at the supermarket. You will receive two PAYBACK points on each amount of Rs.100/- spent on other transactions. One PAYBACK point is equal to Rs.0.25. You can give a call to 080-40146444 or 1860-258-500 for redeeming your PAYBACK points. Cash credit will be credited to your account within 7 business days. Visit the official website of PAYBACK to select a gift of your wish for redemption. You will get a gift within 10 business days.

You may also like the Kotak Mahindra Best Card Benefits.

Eligibility for the application of ICICI Bank Coral Contactless credit card

For the application of ICICI Bank Coral Contactless Credit card, you will be required to meet the below eligibility criteria.

  • The applicant should be a citizen of India.
  • Your age should be a minimum of 23 years to apply for this credit card and 18 years if you are applying for a supplementary credit card.
  • You should have a monthly salary of an amount of Rs.20,000/-. If you are a self-employed individual, the minimum annual income should be Rs.3 lakhs.

Documentation for ICICI Bank Coral Contactless credit card

The below documents have to be submitted along with the application of your credit card

  • Proof of identity – PAN card, Voter ID card, Driver’s licence, Aadhaar card.
  • Proof of address – Aadhaar car, utility bills like electricity bill or phone bill
  • The latest Income Tax Returns and payslips.
  • Passport size photos.

ICICI Coral Contactless Credit card security feature

ICICI Bank Credit card will come with an EMV chip. These chips will act as an extra layer of security feature against duplication and counterfeiting of the credit card. You will have to enter your PIN for authentication of your transactions. For transactions made online, you will have to register for the feature of 2D secure on the official website of ICICI Bank.

Fees and charges on ICICI Bank Coral Contactless Credit card

  • ICICI Coral Contactless Credit card Annual fee for the first year is an amount of Rs.500/- plus GST.
  • Annual fee charged on this credit card from the second year is an amount of Rs.500/- plus GST.
  • Charges on finance for the cash advance is 3.40% per month.
  • Interest on overdue in extended credit is 3.405 per month.
  • Charges on over-limit are 2.50% of the amount of over-limit which would be subjected to a minimum of Rs.500/-.
  • Charges on the cash advance are 2.50% of the advanced amount which would be subjected to a minimum amount of Rs.300/-.
  • Fee for handling redemption is Rs.99/-.
  • No fee will be charged on the outstanding balance amount below Rs.100/-. If the outstanding balance amount is between Rs.101/- to Rs.500/-, then a late payment fee of Rs.100/- will be charged. A late payment fee of Rs.500/- will be charged if the outstanding balance amount is between the amounts Rs.501/- to Rs.10,000/-. Any outstanding balance amount above Rs.10,001/- will be charged with a late payment fee of Rs.750/-.
  • Fee for cheque return is 2% of the due amount which would be subjected to a minimum amount of Rs.450/-.
  • Fee for auto-debit return is 2% of the due amount which would be subjected to a minimum amount of Rs.450/-.

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