ICICI Coral Credit Card Against Fixed Deposit

ICICI Coral Credit Card Against Fixed Deposit
Secured ICICI Coral Credit Card.

Introduction: ICICI Bank Coral Credit card which is offered against Fixed deposit is provided to the customers who already have a fixed deposit account with ICICI bank which is held individually or with another person.

A  full guide to ICICI Coral credit card against fixed deposit

This is considered to be one of the best credit cards against fixed deposit. If you want to meet the eligibility criteria, then this credit card is provided to them in an instant manner. Hence, this is an Instant Credit card provided by ICICI Bank and this is also an Assured Credit card for those people who have fixed deposit in ICICI bank. The customer will not be required to submit any income documents to get this credit card.

ICICI Coral Credit Card Benefits.
ICICI Coral Credit Card Benefits.

Benefits of ICICI Coral credit card against fixed deposit

  • This credit card will charge a one-time joining fee of Rs.500/- only.
  • There is very minimal documentation required for this credit card and the processing of this credit card will also be quick.
  • This credit card will also be linked to the fixed deposit and the credit limit which is available on this credit card will be up to 85% of the money which is available in the fixed deposit.
  • You will be able to enjoy cash rewards on your Coral Credit card against Fixed deposits. You will also be able to receive twice the regular reward points when you are spending money on dining, groceries, supermarkets and other stores.
  • You will also have an opportunity to get an extra movie ticket for the fee when you are purchasing one movie ticket from the official website of BookMyShow.
  • You will get savings up to 15% through the programme of Culinary Treats on dining at almost 800 restaurants.
  • You will be able to get free access to lounges at airports.

You may also like the YES Bank Prosperity Rewards Plus Credit Card Benefits.

ICICI Coral credit card against fixed deposit features

Chip and PIN card

This is a unique credit card which consists of Chip and also comes with a PIN which is abbreviated as Personal Identification Number for some extra layer of security. When you are making purchases at merchant stores, the cardholder will be required to give the PIN for authorizing the transaction.

Assured Credit card 

This credit card is an assured one. Customers who are maintaining a fixed deposit account with ICICI Bank will be able to get this credit card instantly. They will not be required to submit their documents of income again.

Eligibility Criteria required for the application of ICICI Bank Coral credit card against fixed deposit

  • People whose age is above 18 years and have a fixed deposit with ICICI Bank with amount worth of Rs.20,000/- or more will be eligible to apply.
  • The minimum tenure for the fixed deposit has to be at least 6 months.
  • The fixed deposit should not be linked or Quantum or NR or 80C
  • The documents as income proof are not required.

Fees and charges of ICICI Bank Coral credit card against fixed deposit

  • The joining fee charged on this Coral Credit card is an amount of Rs.500/- with added service tax
  • The annual fee charged on this credit card is Rs.500/- with added service tax.

LEAVE A REPLY

Please enter your comment!
Please enter your name here